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# Van Scheltinga Financial Services

## Sitemaps
[XML Sitemap](https://www.vanscheltinga.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Pages
- [FAQs](https://www.vanscheltinga.com/faqs-2/)
- [FAQs](https://www.vanscheltinga.com/faqs/)
- [Travel And Visitor Insurance](https://www.vanscheltinga.com/travel-and-visitor-insurance-2/): Emergency medical expenses
- [Travel And Visitor Insurance](https://www.vanscheltinga.com/travel-and-visitor-insurance/): These insurance plans can offer emergency medical protection for visitors, immigrants, foreign students and residents who are not covered by government health insurance. Visiting guests can be covered by valid medical health insurance, which begins upon arrival here as long as it is bought ahead of travel. Contact Richard to get a quote.
- [Privacy Policy](https://www.vanscheltinga.com/privacy-policy/): Our website address is: https://www.vanscheltinga.com.
- [Disability Insurance](https://www.vanscheltinga.com/services/disability/): Protect your income if illness or injury stops you from working. Monthly income replacement plans tailored to you. Serving GTA.
- [Group Benefits](https://www.vanscheltinga.com/services/benefits/): Attract and retain top talent with a customized group benefits plan. We work with Canada Life, Manulife, Sun Life & more. Serving Ontario businesses.
- [Critical Illness](https://www.vanscheltinga.com/services/critical/): Get a lump-sum payout if diagnosed with cancer, heart attack, or stroke. Compare critical illness plans from top Canadian insurers. Get a quote.
- [Life Insurance](https://www.vanscheltinga.com/services/life/): Compare term, whole, and universal life insurance from Canada's top providers. Independent advice with no pressure. Serving GTA families.
- [Tax Preparation](https://www.vanscheltinga.com/services/tax/): Professional tax preparation for individuals and non-incorporated businesses. We handle federal & provincial returns — accurately, on time. Book your appointment.
- [Financial Planning](https://www.vanscheltinga.com/services/financial-planning/): Build a financial plan tailored to your retirement, home, or wealth goals. Serving Mississauga & GTA for 17 years. Get expert advice — book a call today.
- [Group Retirement](https://www.vanscheltinga.com/services/retirement/): Set up a group RRSP or pension plan for your employees. Employer contributions are tax-deductible. We handle setup & ongoing management. Get a quote today.
- [Services](https://www.vanscheltinga.com/services/): Life insurance comes in various types, including term life, whole life, universal life, variable life, and survivorship life insurance. Term life insurance provides coverage for a set period, typically between one and 30 years, while whole life insurance offers lifelong coverage as long as premiums are paid. Universal life insurance combines elements of both, allowing flexibility in adjusting premiums and death benefits. Variable life insurance links to investment accounts, offering flexibility with premiums and death benefits. Survivorship life insurance covers two individuals, typically spouses, and pays out when the second person passes. Each type serves different financial needs and preferences.
- [About Us](https://www.vanscheltinga.com/about-us/): 17 years helping Mississauga families and businesses with insurance, financial planning & tax prep. Independent, experienced, and always in your corner.
- [Contact Us](https://www.vanscheltinga.com/contact-us/): Call 647-241-2737 or send a message to speak with a financial advisor in Mississauga. Office hours Mon–Fri, 8:30am–5:00pm. We'd love to help.
- [News](https://www.vanscheltinga.com/news/)
- [Home](https://www.vanscheltinga.com/): We have over 20 years of experience providing expert financial advice for both businesses and individuals. Our Investment Committee brings decades of industry expertise in driving our investment approach, portfolio construction, and allocation advice. The committee ensures our investments are best in class, combining substantiated research with the most effective investing tools available today.

Van Scheltinga Financial Services
Expert financial services firm based in Mississauga, Ontario, providing customized insurance, investments, group benefits, and retirement planning for individuals and businesses. Over 17 years of experience led by Richard Van Scheltinga, specializing in life insurance, disability, critical illness coverage, and tax-efficient employee benefits.

Home and Overview
Home: Introduction to services including investments, insurance, and group benefits with emphasis on personalized financial advice.
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About
About Us
: Company background, team expertise (Richard's career in group benefits and life insurance since 2008), and commitment to customized plans.
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Services
Services
: Tailored offerings in insurance, investments, tax preparation, health coverage, and employee benefits.
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Contact
Contact Us
: Inquiry form and details for financial consultations.
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Additional Resources
News
: Updates on financial advice and services.
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Key Focus Areas
Group benefits and retirement plans for businesses (Manulife, Sun Life, Empire Life, Co-operators).
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Life, disability, critical illness insurance for individuals and groups.
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Insured investment guidance and tax planning.